Student Health Insurance
Due to the federally mandated health care law, the Affordable Care Act, individuals must have health insurance coverage. DSU is providing access to a cost-effective insurance plan through AIG that meets the minimum requirements for colleges offering student health insurance. All full-time undergraduate students are automatically billed for the plan at a cost of $377 per semester.
There are two options students must choose from by October 15, 2016, in order to receive credit or activate coverage.
OPTION 1: If already insured, waive the University’s student health insurance plan
Students who already have insurance coverage that meets the federal requirements – including those under the age of 26 who are enrolled in their parents’ plan – can opt out of the University’s student health insurance plan of which all full-time students are automatically enrolled at the time of registration, by completing an online waiver form by October 15, 2016.
WHAT YOU MUST DO:
If you already have health insurance coverage, complete the waiver form online.
Once your insurance waiver is verified by AIG insurance company, the University will update your student account to reflect the waiver and a credit will be issued. Students are encouraged to complete the waiver before the deadline so that student health insurance plan charges can be removed from your student account upon verification. Students who do not waive out of the plan by October 15th will not be reimbursed the $377 charged to their student account.
OPTION 2: If not sufficiently insured, enroll in DSU’s student health insurance plan
Full-time students without health insurance, or enough insurance coverage that meets the federal requirements, will be provided access for an annual cost of $754 ($377 per semester) to a cost effective insurance plan through AIG that meet the minimum requirements for colleges offering health insurance.
WHAT YOU MUST DO:
If you do not waive out of the insurance plan, you will need to go online prior to the October 15, 2016, deadline and select “Enroll” to activate your coverage and receive your insurance ID card. To use the insurance prior to October 15, you must go online and activate your coverage.
Fall semester coverage is August 1, 2016, through January 12, 2017. Spring semester coverage is January 13, 2017, through August 1, 2017.
You are strongly encouraged to learn more about Delaware State University’s student health insurance plan through AIG by viewing the full policy brochure online. The brochure details coverage, benefits, policy exclusions and out-of-pocket costs.